ZenoXCare Diaspora · Phase 3 · USD wallet
Open a USD wallet, link your family in Ghana, and pay for their consults, prescriptions, lab orders, and follow-ups directly. Conversions show the rate that applied; every charge lands on your receipt. Your funds stay yours—refundable when you close, shareable across beneficiaries, with inheritance rules spelled out in settings.
Wallet currency is set when you sign up. We never silently mix currencies—cross-border draws show the FX rate beside each row.
Funds are yours. Refundable on closure, shareable between beneficiaries, with inheritance choices written in wallet settings.
Every charge produces a receipt with a public verifier link. The same numbers appear on your screen and your beneficiary's.
The full sponsor product page shows live policy data, indicative prices for every supported specialty, and the FAQ for the specific source country you're sponsoring from.
Go to the sponsor product pageWhat is ZenoXCare Diaspora?
ZenoXCare Diaspora is a USD wallet for Ghanaians living abroad. You link beneficiaries (parent, sibling, child, household, community) and pay for their consults, prescriptions, labs, and follow-ups from that wallet at published prices. Every charge shows on the receipt—you can trace it end to end.
How is this different from sending money via remittance?
Remittance moves cash; the recipient still has to find care, pay providers, and agree a price. ZenoXCare Diaspora pays clinics and pharmacies directly at posted prices—with a ceiling the rules will not breach. You and your beneficiary see the same lines, without hidden fees. Each FX step records the rate that applied.
Can I sponsor multiple family members from one wallet?
Yes. A single wallet supports multiple beneficiaries with declared relationships (parent, sibling, child, household member, community member). You set the rules — per-beneficiary caps, monthly limits, who can request top-ups — and the wallet enforces them on every transaction.
What happens to my funds if I close the wallet?
They come back to you. Your wallet rules spell out refunds on closure, moving money between named beneficiaries, and what happens after death. The running balance sits on a tamper-resistant ledger—we cannot move funds without leaving a matching record.
What countries do you support today?
Today the United States is available as a source country. United Kingdom, Canada, the EU, and more markets are on the roadmap. Start at /diaspora/sponsor for the U.S. sponsor flow, or contact us for early access from another country.
Is this regulated?
Yes. ZenoXCare follows Bank of Ghana rules where care is delivered and U.S. money-services expectations where sponsors live. Each payment is logged in order; match any charge to the verification link printed on the receipt.
Partners can pull live policy JSON and visit price checks straight from: